The Fair Debt Collection Practices Act (FDCPA) provides protection to consumers in situations where third party debt collectors are attempting to collect a debt. This law requires debt collectors to be honest, treat consumers with respect whether they owe the alleged debt or not, and to not use unfair means while collecting the alleged debt.
If a debt collector violates the FDCPA, a consumer can bring a claim against that collector in Court and obtain monetary relief for the violation.
The FDCPA specifically provides for statutory damages of between $100-$1000 per action brought in Court plus reasonable attorney fees and costs. A consumer can also be entitled to compensation for violations that must be determined on a case by case basis.